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CSI Insurance Plan (Canada)

A Brief Summary of its Provisions and Benefits

General Provisions:
Schools participating in the CSI-Canada Insurance Plan choose between two Plans – the Standard Plan and the Flexible Benefit Plan:

  • The Standard Plan has one benefit level for all participants.

  • Schools participating in the Flexible Benefit Plan choose between Flex 1, Flex 2, Flex 3 or Employee Choice. If Employee Choice is selected, each employee is allowed to choose the Flex Plan best suited to his/her needs.

  • The Limited Benefit Plan (Life and disability benefits) is available to those employees who have health and dental coverage through a spouse’s employer’s plan.

Eligibility:
The Plan is available to active full time and certain part time employees of CSI member schools and affiliated institutions and colleges in Canada.
The Plan is administered by a Board of Trustees; day to day administration and operation is performed by the CSI Employee Benefits Department.

All benefits, with the exception of the Short Term Disability Benefit, are underwritten by Manulife Financial; it also serves as the claim administrator. The Short Term Disability Benefit is self-funded and administered.

Benefits

  • Extended Health with a Pay Direct Drug Card

  • Dental

  • Life

  • Accidental Death and Dismemberment

  • Short Term Disability

  • Long Term Disability

  • Optional Term Life Insurance with nonsmoker/smoker rates may be purchased on an individual basis

  • Schools in certain provinces may select Occupational coverage.

  • Schools participating in Flex 1, 2, and 3 may also select from these benefit options:

    • Vision Care
    • LTD Cost of Living Allowance
    • Dental 6 Month Recall


For additional information, please e-mail us at , or write or call us at:

CSI-Canada Insurance Plan and Trust Fund
3350 East Paris Ave. SE
Grand Rapids, MI 49512-3054
800-635-8288, Ext. 230
Fax: 616-301-2149