
3350 East Paris Ave. SE
Grand Rapids, MI 49512
p. 877.274.8796
f. 616.301.2149

An additional form of pension, called a “Pop-Up Option”, will be available beginning September 1, 2005. Currently, when a participant chooses the Joint & Survivor Annuity or Contingent Annuity option, the amount of the retirement benefit remains the same for the life of the participant and does not change if the spouse or contingent annuitant predeceases the participant. By selecting the Pop-Up Option, the Joint & Survivor Annuity or Contingent Annuity is reduced but the benefit “pops up” to the Single Life Annuity amount if the person who qualifies as the surviving spouse or contingent annuitant dies prior to the participant.