1.45 - Surviving Spouse means the Spouse of the Participant on the date the first monthly benefit is payable to the Participant. If the Participant dies before commencement of benefit payments hereunder, "Surviving Spouse" means the Participant's Spouse.

3350 East Paris Ave. SE
Grand Rapids, MI 49512
p. 877.274.8796
f. 616.301.2149