Download the Canada Pension Plan Book (PDF)





Termination of Service Before Vesting

4.04 - If, for any reason other than death, the employment of a Participant with any and all Participating Employers is terminated before Retirement and while such Participant has a Vested Percentage of "none", the following rules shall apply in the determination of the Participant's rights under the Plan:

  • If the Participant subsequently becomes an Employee of a Participating Employer, the Participant shall resume participation in the Plan immediately. The Participant's Vesting Service shall be determined under Section 4.02 and the Participant's Credited Participating Service shall be determined under Section 3.
  • The Participant's options with respect to the Contribution Account shall be governed by Section 5.06.