Section 2 - Eligibility and Participation

2.01 - Each Person who is an Employee of a Participating Employer on September 1, 1986, and who was a Participant in the Plan as of August 31, 1986, shall continue as a Participant in the Plan as of September 1, 1986.

Subject to the provisions of the following paragraph, effective September 1, 1986, any Employee of a Participating Employer, other than a Part-Time Employee, shall become a Participant as of such Employee's date of employment or as of the date the Employer elects to participate, if later. Except as set out below, each eligible Employee must participate in the Plan as a condition of employment.

An Employee who is an ordained minister, eligible to participate in a retirement plan maintained for employees of a church or other denominational organization, may be excluded from participating in this Plan by such Employee's Participating Employer.

An Employee who is employed with a Participating Employer in Manitoba is not required to join the Plan as a condition of employment if the Employee so elects and the Employee is either a student who studies on a substantially full-time basis, or the Employee is a member of a religious group whose articles of faith forbid membership in a Plan.

A Part-Time Employee shall be required to become a Participant upon the completion of one year of employment. Once this service condition has been satisfied, a Participant will not have to re-qualify should the Participant transfer to the employ of another Employer.

Once an Employee is a Participant in the Plan, such Employee shall remain in the Plan as long as the Participant is employed by a Participating Employer.

2.02 - Each Participant must make the required Employee contributions hereunder and shall sign an application authorizing required Employee contributions by payroll deduction.

2.03 - Each eligible Employee and Part-Time Employee shall be provided with a written explanation of the terms and conditions of the Plan and amendments thereto, together with an explanation of his or her rights and duties with respect to the benefits available under the Plan.