Section 11 - General Provisions

11.01 - The assets held under the Plan shall not in any manner be liable for or subject to the debts or liabilities of any Participant. No retirement pension or other benefit at any time payable under the Plan shall be subject in any manner to alienation, sale, transfer, assignment, pledge, or incumbrance of any kind. If a Participant or other Person entitled to benefits hereunder attempts to or does alienate, sell, transfer, assign, pledge, or otherwise incumber such Participant's retirement pension or other benefits payable hereunder, or any part thereof, or if, by reason of bankruptcy or other event happening at any time, such benefits would be received by anyone else or would not be enjoyed the Participant, the Participant's interest in any such benefits shall thereupon terminate and the Trustees shall hold or apply such interest to or for the benefit of such Person, such Person's Spouse, children or other dependents, or any of them, as the Trustees shall see fit.

11.02 - Participation in the Plan is strictly a voluntary undertaking on the part of the Employers and shall not be deemed to constitute a contract between any Employer and its Employees or to be consideration for, or an inducement to, the employment of any Employee. Nothing contained herein shall be deemed to give any Employee the right to be retained in the service of the Employer or to interfere with the right of claim to a retirement pension except upon reaching such Employee's Retirement Date, and no Employee shall be entitled to any right or claim to any benefit except to the extent such right is specifically fixed under the terms hereof and there are funds available in the Trust Fund.

11.03 - Except as provided herein, a Person receiving a pension under the Plan shall continue to receive such pension regardless of any earnings from employment (other than with a Participating Employer) or self-employment. Pension payments hereunder on re-employment with a Participating Employer are governed by Section 8.06.

11.04 - The Plan shall be construed, regulated and administered under the laws of the province of Ontario to the extent not pre-empted by the laws of Canada.

11.07 - With the approval of the Financial Services Commission of Ontario, the Plan may, at any time, be amended to reduce the benefits provided hereunder where such action is required to avoid the revocation of registration of the Plan under the Income Tax Act.

11.05 - If any provision(s) of this Plan shall be held illegal or invalid for any reason, said illegality or invalidity shall not affect the remaining parts of this Plan, but this Plan shall be construed and enforced as if said illegal and invalid provisions had never been included herein.

11.06 - In this Plan, the singular shall include the plural, and the plural shall include the singular, unless the context clearly indicates the contrary.