
3350 East Paris Ave. SE
Grand Rapids, MI 49512
p. 877.274.8796
f. 616.301.2149

After a year, if there is money remaining in your HCSA, you may still use it the following
year. This is called Credit Carryover and it allows you to keep unused money in your HCSA
for one extra year. Claims that are submitted in Year 2 are paid with the previous year’s funds first (if available).